A Definitive Guide About living cost in Ottawa with detail

living cost in ottawa
Rideau Canal - Ottawa, ON

Last Updated on February 15, 2023 by

Are Ottawa’s been granted the right to boast about their lifestyle? Here’s the information a single person without dependents or property requirements must be able to live comfortably and have fun in the capital city of Canada.

Have you been able to be satisfied with living costs in Ottawa? We don’t have markets for housing in such a state that they prompt government intervention; however, it’s not as if our real estate market is an affordable option either. According to Ottawa Real Estate Board, the average home value for homes in Ottawa stands at $436,625. Ottawa Real Estate Board.

Contrary to views, there are many enjoyable things to do. However, it costs money. The incomes in Ottawa tend to keep pace with inflation, thanks to an array of ongoing job opportunities in the government and a rapidly growing tech industry. According to Statistics Canada, the median household income came at $102,020 in 2014, and even though that includes all families but it’s one of the tops in the nation.

If you’re a teenager primarily single, you’re possibly not earning that much yet, and here’s the information you’ll require to live the life you want in Ottawa and be happy.


Although this isn’t the most cost-effective market to rent out, you can still get excellent deals in Ottawa. Ottawa’s renting market is willing to make some concessions. Condos are the most expensive option in this case because most condos available to lease are on the more modern and more luxurious and more luxurious side. If you’re looking to go with an apartment that’s a couple of years old or, better yet, the one that is shared with someone else, your expenses can be a lot more manageable.

One-bedroom condo: $1,622/monthOne-bedroom apartment: $1,118/monthTwo-bedroom, shared with a roommate: $1,408/month, or $704/month eachAverage housing cost: $1148/month

It’s vital to keep in mind that these average rent prices often do not account for all of your household expenses. For instance, while some apartments could include utilities in your rent, others might not. Include the cost of items like parking and your tenant’s insurance.

Telephone or internet

A phone and internet connection are not a requirement nowadays. I researched what it would cost to set up both of them in Ottawa.

To compare prices for the best price, I used the basic plan we use to figure out the cost to reside in Vancouver with 4GB of data, along with 300 minutes of talk and unlimited texts. If you’re looking to use an unpopular provider such as Public Mobile or Freedom Mobile -each of which has good coverage in Ottawa and the surrounding areas- you can get a plan between $40 and $67. If you plan to stick with the more prominent players, this same plan will cost you $85 to $100.

Your internet and phone bill will cost you an average of $134.30/month within Ottawa.


Ottawa isn’t among the most expensive places to operate and own cars in the city; however, if you’re living in the city center, which is accessible and inexpensive, automobiles are an unnecessary cost. There’s a reliable bus system that’s going to improve by the time we get the extension of the O-Train, and the city can be accessible with a monthly pass for buses.

Additionally, Uber became officially legal in 2016 in this country, So if you require an upgrade to your public transportation system, you have an affordable option for you.

To figure out the total cost of transportation in Ottawa, I added an estimation of how many Uber trips would cost per month and what you would pay for the adult OC Transpo bus pass, which came out at $194.75/month, $113.75 that, is the unlimited bus pass.


Because of Statistics Canada and the fact that Ottawa generally has pretty everyday food prices, We can estimate that an average resident of Ottawa spends around $212.36 on food each year. This is based on data from 2015, which shows that a household of 2.5 people spent around $510.50 for groceries each month, which is adjusted to reflect the inflation rate of 2% since the year 2015.

Read More: Moving To Another Country: A Detailed Guide About Moving To Another Country


Restaurants 150 dollars
I asked some of my friends, discovering that Ottawans love their dining establishments. The majority of the people I talked to were on budgets of more than $300 for a meal at fashionable restaurants within the Byward Market, Hintonburg, The Glebe, and Westboro. If you’re trying to stay within your budget at $150 per month, you’ll get three or four visits to the majority of the newest eateries in town.

Drinks $100
A similar group of Ottawa diners was quick to mention that their numbers didn’t count drinks, and they had an extra line item to cover excursions to LCBO and drinks in the pub. I calculated the monthly routine of purchasing two bottles of wine from the LCBO as well as a few local craft beers and two trips to the pub to the pub with friends, and I came up with $100 per month to drink in Ottawa if you’re interested in that kind of thing.

Entertainment for all kinds 75 dollars
If you’re located in a central area, a movie evening probably isn’t the most popular type of entertainment since there aren’t any centrally located theaters. Instead, you’ll be able to afford one of Ottawa’s (many) events, encompassing everything from beer yoga to ever-popular music. A single festival per month will cost you around $75, though it’s likely to decrease in the winter months.

Health and fitness

Ottawa offers more fitness facilities than you’d expect. You can find your fitness needs in various barre studios, CrossFit gyms, yoga studios, and mixed fitness facilities; however, they’ll cost you over $100 per month for an all-inclusive membership.

If you’re seeking a simple gym experience, it’s possible to join Goodlife for around $45 per month. This includes access to 17 gyms. You’ll likely pay about $72.50 each month to stay healthy in Ottawa for a total of the costs.


You’re likely to rent in the case of a young adult living in the city, particularly as detached apartments in downtown areas are more expensive than the average of $436,625. This doesn’t mean that you’re not on the insurance burden, but you’ll still need renter’s insurance based on a quick rate of approximately $28 per month.

Interesting facts about living in Ottawa

  • Ottawa is the capital city of Canada and is home to many iconic national landmarks such as the Parliament Buildings, the Rideau Canal, and the National Gallery of Canada.
  • Ottawa is known for its four distinct seasons: hot summers and cold, snowy winters. However, it also has a relatively mild climate compared to other Canadian cities at the same latitude.
  • Ottawa has a thriving food scene, with many local restaurants offering unique and delicious dishes from locally sourced ingredients. The city is particularly known for its shawarma and poutine.
  • Ottawa is a bilingual city, with English and French being widely spoken. This makes it an ideal place for anyone looking to improve their language skills or experience a multicultural environment.
  • Ottawa is also home to many festivals and cultural events throughout the year, such as the Winterlude Festival, the Canadian Tulip Festival, and the Ottawa International Jazz Festival.
  • Ottawa has a high quality of life, excellent healthcare facilities, low crime rates, and a strong economy with many job opportunities in various fields.
  • Ottawa has an extensive network of parks and green spaces, including Gatineau Park across the river in Quebec, making it easy to enjoy the outdoors and stay active year-round.
  • Ottawa is a very bike-friendly city, with many bike lanes and trails that make it easy to get around on two wheels.
  • Ottawa has a strong sense of community, with many local organizations and groups dedicated to making the city a better place to live.
  • Finally, living in Ottawa means being part of a city that is constantly growing and evolving, with new developments and projects that are helping to shape the future of this dynamic and exciting place.


If you’re a young man who would like to live comfortably in O-Town, you must earn a minimum of $28,718 annually. This, however, is the assumption that you’ll pay every penny on your paycheck.

If you’re looking to save money in addition to this (because you’re a budget-conscious person who hopes to retire one day), the best option is to stick to the budget of 50/30/20. If you do that, you’ll have to limit your expenses to a mere 80percent of your earnings, leaving you with the remaining 20% home salary to save. You’ll require an additional $6,434.73 after-tax, equivalent to $36,635 after taxes.